Our Accounts

Certificate of Deposit

At our bank, we are pleased to provide our customers with a secure and reliable Certificate of Deposit (CD) service. A Certificate of Deposit is a time deposit account that offers a fixed interest rate for a specified period, providing you with a predictable return on your investment. With our CD service, you can enjoy the benefits of a low-risk investment while maximizing your earnings. Here’s an overview of the features and benefits you can expect from our Certificate of Deposit service:

Competitive Interest Rates:
We understand the importance of earning a competitive return on your investment. Our bank offers attractive interest rates on our Certificates of Deposit, ensuring that your money works hard for you. We regularly review and adjust our rates to remain competitive in the market, allowing you to maximize your earnings and achieve your financial goals.

Flexible Terms:
We offer a range of flexible terms for our Certificate of Deposit service, allowing you to choose the duration that best suits your needs. Whether you prefer short-term CDs for immediate liquidity or long-term CDs for higher returns, we have a variety of options available. Our terms typically range from a few months to several years, providing you with the flexibility to align your investment horizon with your financial objectives.

Security and Stability:
When you invest in our Certificates of Deposit, you can have peace of mind knowing that your funds are secure. As a trusted and regulated financial institution, we prioritize the safety and stability of your investments. Our bank is backed by deposit insurance, providing an additional layer of protection for your Certificate of Deposit up to the specified limit.

Predictable Returns:
One of the key advantages of our Certificate of Deposit service is the predictability of returns. The fixed interest rate offered at the time of deposit remains constant throughout the term of your CD. This allows you to calculate and plan your earnings in advance, making it easier to manage your finances and meet your financial goals with certainty.

Automatic Renewal Options:
To ensure a seamless investment experience, we offer automatic renewal options for our Certificate of Deposit service. At maturity, you have the choice to renew your CD for another term or withdraw the funds. If you choose to renew, your investment will continue to earn interest at the prevailing rate, allowing you to maintain the growth of your savings without any additional effort.

Expert Customer Support:
Our dedicated team of financial experts is committed to providing you with exceptional customer support. They are available to assist you throughout the entire process, from opening a Certificate of Deposit to addressing any queries or concerns you may have along the way. Whether you need guidance on selecting the right CD term or require assistance with account management, our team is here to help you make the most of your investment.

At our bank, we strive to offer a Certificate of Deposit service that combines competitive rates, flexibility, and a focus on security. Whether you’re saving for a short-term goal or looking to grow your wealth over the long term, our CD service provides you with a reliable and convenient investment option.

“”A good banking service is not just about transactions; it’s about building trust, fostering relationships, and empowering individuals to achieve their financial dreams.”” Premium Coast Credit Union